Salary Calculator (Armenia, 2026)
Calculate your net (take-home) pay from gross, or gross from net, using Armenia's 2026 tax rules.
Gross salary—
Income tax (20%)—
Pension contribution—
Military stamp duty—
Net (take-home)—
Estimate based on 2026 rules (income tax 20%, funded pension, military stamp duty). For people born on/after 1 Jan 1974. Always confirm with your accountant.
Frequently asked questions
What is the income tax rate in Armenia in 2026?
Armenia applies a flat personal income tax of 20% on salaries.
How much is the pension contribution?
The funded pension is 5% of gross for salaries up to 500,000 AMD, and 10% minus 25,000 AMD above that, with the contribution base capped at 1,125,000 AMD.
What is the military stamp duty?
A fixed monthly fee: 1,000 AMD for salaries up to 1,000,000 AMD and 15,000 AMD above that (simplified from December 2025).
What percentage of my salary do I take home?
For most salaries the net take-home is roughly 73–75% of gross after income tax, pension and stamp duty.